FinChaya: look inside mutual funds and stocks

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The cost of a quiet underperformer

Most funds lose to their benchmark. Few investors notice in time.

A gap of two or three percentage points a year sounds survivable. Over a twenty-year SIP it decides whether you retire on one corpus or another. The damage is invisible month to month, which is exactly why it persists.

₹25,000 monthly SIP · 20 years
Benchmark at 12% —
Lagging fund at 9% —
Cost of the gap —

Illustration only, computed live in your browser from the two rates shown. Not a projection, not a promise, and not investment advice.

How it works

Three steps.

Nothing here is opinion. Every number traces back to a disclosed holding or a published price.

STEP 01

Read the portfolio

SEBI requires every AMC to disclose full holdings monthly. We parse those files directly — every stock, every weight, straight from the source.

STEP 02

Look through

See which companies and sectors sit underneath a fund, and how much of each — and, across several funds, where they quietly hold the same things.

STEP 03

Set it beside the returns

Returns against the fund's own benchmark and against other funds in its category, over the periods that matter — measured, not predicted.

From the journal

Plain-language writing on how this actually works.

Coming soon

Fund scores.

We are completing the registration needed to publish fund scores and rankings. Until then, holdings, weights and returns are all open to browse.

Look inside your own funds

Every fund, open to browse.

Search by name above, or work through the full list by category.